You must know that our company is very serious about buying homes and we get at least 5 to 6 calls every single day from sellers who are having trouble selling their homes. The reason we need this information is so that we can make you the best offer possible on your home. Sometimes, we can make you two offers. One which is a cash offer and the other one where by we take over the mortgage. Having options is not a bad thing. Getting your mortgage information just helps us get you an offer quicker.